But the rules may have changed for the second, maximum $600 stimulus checks, being issued now. If you know the person trying to act on the check has been made executor do you allow them to cash the check or do you make them put it in an estate account? Merchants subscribe to services that alert them to potential problems before they accept a check from a customer. That was the dilemma facing Americans who received $1,200 stimulus payments in 2020 by paper check or direct deposit, in the names of deceased spouses and other family members. Most checks give you a space on the back for your endorsement. If the payment was a paper check and it hasn’t been cashed: If the payment was a paper check and you have cashed it, or if the payment was a direct deposit: Maine, Maryland, Massachusetts, New Hampshire, Vermont: Andover Refund Inquiry Unit, 310 Lowell St, Mail Stop 666A, Andover, MA 01810, Georgia, Iowa, Kansas, Kentucky, Virginia: Atlanta Refund Inquiry Unit, 4800 Buford Hwy, Mail Stop 112, Chamblee, GA 30341, Florida, Louisiana, Mississippi, Oklahoma, Texas: Austin Refund Inquiry Unit, 3651 S Interregional Hwy 35, Mail Stop 6542, Austin, TX 78741, New York: Brookhaven Refund Inquiry Unit, 5000 Corporate Ct., Mail Stop 547, Holtsville, NY 11742, Alaska, Arizona, California, Colorado, Hawaii, Nevada, New Mexico, Oregon, Utah, Washington, Wisconsin, Wyoming: Fresno Refund Inquiry Unit, 5045 E Butler Avenue, Mail Stop B2007, Fresno, CA 93888, Arkansas, Connecticut, Delaware, Indiana, Michigan, Minnesota, Missouri, Montana, Nebraska, New Jersey, Ohio, West Virginia: Kansas City Refund Inquiry Unit, 333 W Pershing Rd, Mail Stop 6800, N-2, Kansas City, MO 64108, Alabama, North Carolina, North Dakota, South Carolina, South Dakota, Tennessee: Memphis Refund Inquiry Unit, 5333 Getwell Rd Mail Stop 8422, Memphis, TN 38118, District of Columbia, Idaho, Illinois, Pennsylvania, Rhode Island: Philadelphia Refund Inquiry Unit, 2970 Market St, DP 3-L08-151, Philadelphia, PA 19104, A foreign country, U.S. possession or territory, or use an APO or FPO address, or file Form 2555 or 4563, or are a dual-status alien: Austin Refund Inquiry Unit, 3651 S Interregional Hwy 35, Mail Stop 6542 AUSC, Austin, TX 78741. The IRS says it has canceled outstanding checks from the first stimulus that were made out to the dead. Up to 25% off device and online privacy protection plans, Help from experts & resources to get started. Name change does make cashing wedding checks tricky, but if you both set up a joint bank account before your wedding, most banks will allow you to sign the checks and deposit them regardless of what versions of your names appear on the check.   For a small amount such as a five-dollar check, one person can often endorse and deposit without the hassle of getting everybody together. Please enable Javascript in your browser and try The Treasury and the IRS didn’t use death records to stop payments to dead people because the IRS did not think they had the authority to deny payments to those who filed a 2019 tax return, according to the Government Accountability Office (GAO). So I think doing everything by the book is best. Write "Void" in the endorsement section on the back of the check. You will be asked to register or log in. The federal government had sent stimulus payments to about 1.1 million dead people totaling nearly $1.4 billion. “A [stimulus] payment made to someone who died before receipt of the payment should be returned to the IRS by following the instructions about repayments,” according to updated guidance posted on IRS.gov on May 6. Say my name is John Smith and my new wife's name is Katie Anderson. With our automated TCF phone banking service you can: Activate a new card. Check your balance. ... One Deposit Checking from Citizens Bank® ... By submitting a question, you consent to your first name [only], your question, and Citizens Bank’s answer being placed on our website for view and use by the public. While returning checks sent to the dead was not mandated by the CARES Act or later legislation, at least one ethics expert thinks it’s the right thing to do. my apartment looks upside down from there. Even if the check is payable to the estate of the deceased, you'll need to open an estate account rather than deposit the check into an account you held together. Can you cash a check with the wrong last name? No problems depositing it. (a) Handling of checks when an executor or administrator has been appointed. You can certainly deposit your daughter's check into your account, considering that she is a minor. However, you won't be able to deposit a check payable to the deceased into your account, because his name is removed when he dies. Some states require that you cash the check within 10 days of the death, however. You might talk with your local banker. Learn more here. Depositing a check if your name is misspelled doesn't usually require more than a conversation with a bank teller and proof of your identity, if that. If it's a handwritten check, couldn't you just add your last name to it? Ensure that your check is properly endorsed for Mobile Deposit: sign your name on the back of the check and write "For PNC Mobile Deposit Only" below your signature. AARP members receive exclusive member benefits & affect social change. Include all the correct information and record it in your check register before handing it over. I've never been denied approval from an ATM deposit with my room mate's checks. Endorse your check. Individuals who died in 2020 may be eligible for a Recovery Rebate Credit on their 2020 taxes if they did not receive a second stimulus check. En español | Most people would be happy to find an extra couple hundred dollars in their mailbox or bank account — unless, of course, the unexpected windfall was earmarked for someone who died. 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